{"id":2897,"date":"2024-09-08T08:31:22","date_gmt":"2024-09-08T08:31:22","guid":{"rendered":"https:\/\/nutasiasociatii.ro\/?p=2897"},"modified":"2024-09-08T08:35:15","modified_gmt":"2024-09-08T08:35:15","slug":"cum-poti-fi-sters-din-biroul-de-credit","status":"publish","type":"post","link":"https:\/\/nutasiasociatii.ro\/ro\/cum-poti-fi-sters-din-biroul-de-credit\/","title":{"rendered":"Cum po\u021bi fi \u0219ters din Biroul de Credit?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2897\" class=\"elementor elementor-2897\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f779793 e-flex e-con-boxed e-con e-parent\" data-id=\"f779793\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8d0a5b5 e-con-full e-flex e-con e-child\" data-id=\"8d0a5b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-100106d elementor-widget elementor-widget-image\" data-id=\"100106d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"644\" src=\"https:\/\/nutasiasociatii.ro\/wp-content\/uploads\/2024\/09\/17-768x644.jpg\" class=\"attachment-medium_large size-medium_large wp-image-2898\" alt=\"\" srcset=\"https:\/\/nutasiasociatii.ro\/wp-content\/uploads\/2024\/09\/17-768x644.jpg 768w, https:\/\/nutasiasociatii.ro\/wp-content\/uploads\/2024\/09\/17-300x251.jpg 300w, https:\/\/nutasiasociatii.ro\/wp-content\/uploads\/2024\/09\/17-14x12.jpg 14w, https:\/\/nutasiasociatii.ro\/wp-content\/uploads\/2024\/09\/17.jpg 940w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33202cf e-con-full e-flex e-con e-child\" data-id=\"33202cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b08223d elementor-widget elementor-widget-text-editor\" data-id=\"b08223d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ce este Biroul de Credit?<\/strong><\/p><p>Biroul de credit este baza de date unde sunt stocate \u00eent\u00e2rzierile \u00eenregistrate de persoanele care nu au pl\u0103tit la data scadent\u0103 ratele cuprinse \u00een contractul de credit \u0219i pe care le datoreaz\u0103 b\u0103ncilor sau IFN-urilor.<\/p><p><strong>Cine te poate \u00eenscrie \u00een Biroul de Credit?<\/strong><\/p><p>\u00cen Biroul de Credit nu te pot \u00eenscrie dec\u00e2t institu\u021biile financiare \u0219i bancare de la care te-ai creditat \u0219i la care ai \u00eenregistrat \u00eent\u00e2rzieri, nu \u0219i recuperatorii de crean\u021b\u0103 sau executorul judec\u0103toresc care pot interveni pe parcursul procedurii de executare silit\u0103, \u00een vederea recuper\u0103rii banilor restan\u021bi.<\/p><p><strong>Cum po\u021bi fi \u0219ters din Biroul de Credit?<\/strong><\/p><p>Dac\u0103 \u00eenregistrezi \u00eenscrieri negative \u00een Biroul de Credit\u00a0 nu te po\u021bi credita dec\u00e2t dac\u0103 acestea sunt \u0219terse.<\/p><p>Pentru a putea fi \u0219ters din Biroul de Credit trebuie mai \u00eent\u00e2i s\u0103 \u00ee\u021bi cuno\u0219ti situa\u021bia creditelor aflate \u00een derulare sau finalizate la momentul \u00een care dore\u0219ti radierea raport\u0103rilor negative.<\/p><p>Situa\u021bia creditelor o po\u021bi afla f\u0103c\u00e2ndu-\u021bi profil pe Biroul de credit \u0219i solicit\u00e2nd raportul Biroului de Credit direct pe site, prin comunicarea unei adresa la sediului Biroului de Credit sau apel\u00e2nd la serviciile noastre avoca\u021biale prin completarea formularului de contact.<\/p><p>Dup\u0103 ce afli ce institu\u021bii te-au \u00eenscris \u00een Biroul de credit, trebuie s\u0103 te adresezi acestora cu o adres\u0103 motivat\u0103 \u00een care s\u0103 solici\u021bi \u0219tergerea. Solicitarea se poate face de persoana \u00eenscris\u0103 \u00een Biroul de Credit sau de un \u00eemputernicit, respectiv avocat care poate formula o cerere \u00eentemeiat\u0103 bazata pe situa\u021bia particular\u0103 a fiec\u0103rei persoane.<\/p><p><strong>C\u00e2t timp sunt men\u021binute \u00eenscrierile \u00een Biroul de Credit?<\/strong><\/p><p>Cu privire la \u00eenscrierile negative din Biroul de Credit trebuie precizat c\u0103 acestea nu sunt men\u021binute pe durat\u0103 nedeterminat\u0103, ci doar pe o perioad\u0103 de 4 ani de la momentul \u00eenscrierii acestora, dup\u0103 care se vor radia de drept (din oficiu).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ce este Biroul de Credit? Biroul de credit este baza de date unde sunt stocate \u00eent\u00e2rzierile \u00eenregistrate de persoanele care [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2898,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[52],"tags":[],"ppma_author":[19],"class_list":["post-2897","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-drept-civil-en"],"authors":[{"term_id":19,"user_id":2,"is_guest":0,"slug":null,"display_name":"Irina Postelnicu","avatar_url":{"url":"https:\/\/nutasiasociatii.ro\/wp-content\/uploads\/2024\/08\/irina-postelnicu-avocat.jpeg","url2x":"https:\/\/nutasiasociatii.ro\/wp-content\/uploads\/2024\/08\/irina-postelnicu-avocat.jpeg"},"first_name":"","last_name":"","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/posts\/2897"}],"collection":[{"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/comments?post=2897"}],"version-history":[{"count":4,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/posts\/2897\/revisions"}],"predecessor-version":[{"id":2903,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/posts\/2897\/revisions\/2903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/media\/2898"}],"wp:attachment":[{"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/media?parent=2897"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/categories?post=2897"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/tags?post=2897"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/nutasiasociatii.ro\/ro\/wp-json\/wp\/v2\/ppma_author?post=2897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}